Sunday, July 30, 2017

Both hands take away







If you have somehow forgetten you have money in a bank account and move away, you will be relieved to know that your money does not go into the bank coffee fund.   There's a process set up to attempt contact but eventually the governing body for banks, The Bank of Canada here in Canada, receives the funds.   Here are some details.   You can check on-line if yu have been remiss in keeping track of all your funds.

A news story on the topic prompted me to check and lo and behold it appeared somehow in our youth $40 had been left behind.   The on-line form is reasonably quick and easy to fill out but then you wait.   Remember, the government only works quickly and ruthlessly when you owe them.   Long since forgotten as a momentary impulse, a couple of months later the Bank of Canada letter appears in the mail.   We may have been hoping for a cheque but, no.

There's a four page form, densely written, to read and blank lines to fill out.  The Bank of Canada had helpfully filled in the line indicating one balance of $40 was being claimed.  But although the government tax department is happy to receive a large cheque from me paying my income tax bill and even credit card payment for the medical services premiums of $150 monthly, this $40 return of my own money requires a statutory declaration before a Notary or Commissioner for taking Oaths.   The cost of a lawyer or notary visit would eat up most if not all of said $40.   Then there is the request for an account passbook/cheque book/statement that matches the account number.   Would it be facile to suggest that were I in possession of this I would be aware of the money and would have made arrangements to have it sent to me long ago.

At this point I was relieved to discover that the offending bank account resided in Ontario where we have never lived and apparently belonged to someone with the same name.   We forget that such people exist, no matter how special and unique we think our name is.

Let him work for the forty dollars.

Wednesday, July 26, 2017

Walking Computer Chips







In A New Premise, written a few years ago now, I describe a future where all residents have a small computer chip, called a grain, implanted.   The device has various purposes, including paying for purchases.   I was interested to read here about a firm that has something similar implanted in their employees.   The stated reason is to gain access to company files, copiers and even snack machines but like I wrote in my book, this would be easily adapted to other purposes.   

I wonder if I can claim royalties of some kind?

Sunday, July 23, 2017

ADDICTED TO OUTRAGE


   



A lot of information, articles and posts available these days seeks to access our outrage.     Presumably once this goal is achieved, the reader's outrage will lead them to take some sort of action such as writing a letter to a politician, sending donations, changing their lifestyle and generally spreading the word.  That is the main goal in generating the indignation or even fury.   It can seem that increasingly disgusting stories are required as time passes.

Even if no direct action is taken, sometimes the forcefully expressed opinions can be intimidating.  We say nothing on the topic in the interests of not disagreeing.   Various 'cards' could be shoved in our face:   we are accused of being racist, sexist, carnivores, or just plain stupid  . . .  who wants to be that?   Saying nothing means only one point of view is presented.

News media is controlled by a few corporations and those that own them have a point of view.   They may have business interests that do better under certain political parties or policies.  There was a former Canadian prime minister whose newspaper photographs always showed him in a poor light:   he was tripping down airplane steps, he stumbled on a curb or his face was somehow contorted in conversation or while eating. It was pointed out by a more independent writer that media sources have hundreds of images to choose from and the ones they pick said more about their editorial slant than about the prime minister. He was shortly thereafter defeated but I've never forgotten that lesson.

Be attune to the photographs used, the language and even the placement of articles.     It is a truism that scandals receive front page coverage, apologizes for errors are on the last page.   Somehow politicians, and news organizations, seem to thrive on doom and gloom . . . and they are just the ones to solve it.

But take heart, despite what you read things are getting much better in the world.

Sunday, July 16, 2017

ANNUAL TRADITION






I read an interesting blog post here by Margaret Powling about her annual tradition of re-reading a book which she first read as a young girl and which had a great impact on her.  In some ways, the books that touch us significantly tell a great deal about ourselves and even as we get older and change, re-reading a treasured novel can provide us a hint of the person we were that we had almost forgotten.

That's a gift.

This practise isn't something I have done myself but it makes we wish I had.   Ms. Powling kept the book, originally filched from the local library, for over 60 years.    You would have to own the book as most library books could not survive sixty years of wear and tear not to mention frequent necessary culls that libraries engage in.

The post is fascinating to read because Ms. Powling eventually met and interviewed the author, the well known Rosamunde Pilcher and she signed the tattered novel which, being of the author's earliest writings was never re-printed.   Having lived in the area where the novel, entitled April, was set made it all the more poignant.

I have enjoyed re-reading books that I have enjoyed in the past.  For example, see here. Sometimes, there is nostalgia and the recall of an age and stage where a genre or plot of a book was particularly meaningful, other times the location is one that I visited or lived in and hearing those familiar names mentioned and framed in the story's setting adds personal involvement.

It is likely better than re-watching an old movie or television show as you come to realize how stilted the acting was or how unrealistic the sets.   I was shocked when I realized that the Ponderosa home on Bonanza was a set with painted backdrops.  We must have been easily distracted by the action.   Although I was recently told that real fires are no longer used in movies and television programs since it can all be added after filming by means of CGI (computer generated imagery)   For safety reasons I will have to let that pass.

Sunday, July 9, 2017

Environmental issues, large and small.




There's an enormous chunk of ice waiting to fall off the Antarctic ice shelf.   It's the size of Prince Edward Island (or Manhattan), 5660 square kilometres.   There are unknown dangers but there are definite consequences when a chunk of ice this is size reaches shallow depths of ocean and scrapes its heft along the ocean floor.  Penguins and their chicks have difficulty traversing around something this large and entire colonies become unviable.    Scientists seem to be uncertain as to long term, less localized consequences but the sheer size adds to the drama.





Then there is the matter of the much smaller honey bee whose appearance is much less dramatic but the importance of this small insect is difficult to overstate.


This article in The Guardian details how despite years of research and warnings we are still setting ourselves up for the catastrophic consequences that would arise from the death of bees.


You can start small and in doing so save yourself a tedious task.   Let dandelions take over your lawn.   This article in The Guardian makes us aware that in addition to bees, beetles and birds benefit.



The BBC is hosting a series The Wonder of Bees  which should be worth watching.



Sunday, July 2, 2017

What are we entitled to?

   




There are regular news stories and articles about the cost of housing in Vancouver and Toronto.   In Britain, housing and accommodation is even more expensive.   I came from a poor immigrant family but grew up in Vancouver.   But that was then and this is now.   Is there an entitlement to live in the location one chooses?

A large cities has many amenities, sources of entertainment, easy access to top medical facilities and good rapid transit.   These are all things that are either lacking or present in much smaller quantities in small towns and rural areas.   I imagine that their presence is part of what drives up the cost of urban housing.    Perhaps only one or even no vehicle is required in the city;   a considerable cost saving.   Vancouver has an ever increasing number of bicycle lanes, lovely to use when the weather cooperates but can't be pleasant from November to March.   

Of course, one must accept the crowds, the traffic jams and the cost of paying for parking so there are trade-offs.   Some people love the big city atmosphere -- the buzz.   There's always something happening, there's something for everyone.   Alternative ways of living are more easily accepted and there's more privacy as it is easier to become lost and faceless in a city.  This can lead to more loneliness, paradoxically.

  



If you grew up in a big city like Vancouver or even if it is everything you want in your choice of personal venue, are you entitled to live there?   Assuming you have the correct immigration status, the answer is yes.  But don't leap for joy yet, there's that small matter of the cost of housing.   You can't live in Vancouver unless you either:

a)  bought a place to live years earlier and can afford the mortgage;
b)  have a GOOD paying job.   I would estimate $100,000 annual salary for a       single, $150,000 for a couple, maybe even with 1 child.   This is to own or rent.
c)  still live at home with your parents
d)  Are exceedingly frugal, clever and original in your thinking about housing.



You may be wondering about what is meant by the last option.    It means you are prepared to think outside the box in terms of housing and live in a tiny house in a place that permits it, share a 5 bedroom house with 5 like-minded people, or do the usual climb the property ladder game with great patience, buying a $250,000 studio condo, making double payments on your mortgage and moving up each 5 years or so until you can buy a fixer-upper in an undesirable neighbourhood.   Your children will thank you as they will likely be the ones to move to the home you always wanted after you depart this life.   Housing becomes a generational thing.

People protest about housing costs;  does it help?   Everyone wants the maximum they can get when they go to sell their house.   Should landlords subsidize their tenants?   If you are not employed, do you need to live in Vancouver, much as you might like to?   Some people live in a tent city in a local park;   the residents generally protest vociferously.     But everyone should have a roof over their heads and those unable to provide it must be looked after by others.   Switzerland requires that all relatives, older and younger provide assistance first, before the state will invest tax revenues.  So both grandparents and children could be required to assist parents and so on.   Does this obligation extend to second cousins, twice removed? 

Governments promise subsidized housing built by the taxpayers as they have difficulty persuading developers to lose money.   Or adding cheaper housing to more upscale units becomes a condition of receiving a development permit at city hall. 


Young families contribute life and atmosphere to a city.  Without them schools close and playgrounds wither.   A city of retirees who were fortunate to buy when housing was cheap is not desirable from many perspectives.   Vancouver has put a tax on non-resident purchasers, something already present in other locales.   Does it help?   Starting this month, July, a tax is to be levied on homes that are not occupied at least six months of the year.   I imagine enforcement will be onerous.   As was done with illegal basement suites, the city ends up relying on neighbours calling to complain.   Is that the right approach?   I imagine there will be work available for companies to supply individuals to make the rounds of empty homes,  turn on the lights, crank up the heat and leave the faucets running, all in aid of raising utility usage to acceptable levels.   Since government agencies provide these services they provide a means to track owners' presences.    Do we want this type of intrusion into our lives?   What if you follow recommendations to conserve energy and save the planet by using less power?   What would be an acceptable level to avoid suspicion?

We could start by looking at how other countries have dealt with this issue.